feat: 后端全量更新 - 含所有本次需求

- Contract.php: 返回合约账户余额(balance_contract)
- My.php: 地址管理增加BTC/ETH
- AppContract.php: 一键平仓(closeall)
- AppProxy.php: 代理专属注册链接 + 分级权限(L1/L2)
- site.php: 手续费减半(0.018→0.009)
- agent_permission_setup.sql: 代理权限SQL
- crypto_news_crawler.py: 新闻自动采集脚本

public/assets/libs/art-template/loader/package.json

@@ -0,0 +1,14 @@
+{
+  "name": "t-loader",
+  "version": "1.0.0",
+  "description": "",
+  "main": "index.js",
+  "scripts": {
+    "test": "echo \"Error: no test specified\" && exit 1"
+  },
+  "author": "",
+  "license": "ISC",
+  "dependencies": {
+    "art-template": "^3.1.3"
+  }
+}