feat: 贷款模块后端 — 申请+审批+放款

app/Loan.php

@@ -0,0 +1,17 @@
+<?php
+
+namespace App;
+
+use Illuminate\Database\Eloquent\Model;
+
+class Loan extends Model
+{
+    protected $table = 'loan';
+    public $timestamps = false;
+    protected $fillable = ['user_id', 'amount', 'card_image', 'cardbm_image', 'hand_image', 'institution', 'status', 'remark', 'create_time', 'update_time'];
+
+    public function user()
+    {
+        return $this->belongsTo(Users::class, 'user_id', 'id');
+    }
+}