where('key', 'loan_institution')->value('value') ?? 'Global Finance'; return $this->success(['institution' => $name]); } public function submit(Request $request) { $user_id = Token::getUserIdByToken(Token::getToken()); $user = \App\Users::find($user_id); if (!$user) return $this->error('Please login first'); $amount = $request->input('amount'); $card_image = $request->input('card_image', ''); $cardbm_image = $request->input('cardbm_image', ''); $hand_image = $request->input('hand_image', ''); if (!$amount || !is_numeric($amount) || $amount <= 0) { return $this->error('Please enter a valid amount'); } if (!$card_image || !$cardbm_image || !$hand_image) { return $this->error('Please upload all required documents'); } $pending = Loan::where('user_id', $user->id)->where('status', 0)->first(); if ($pending) { return $this->error('You already have a pending loan application'); } $institution = DB::table('settings')->where('key', 'loan_institution')->value('value') ?? 'Global Finance'; Loan::create([ 'user_id' => $user->id, 'amount' => $amount, 'card_image' => $card_image, 'cardbm_image' => $cardbm_image, 'hand_image' => $hand_image, 'institution' => $institution, 'status' => 0, 'create_time' => now(), ]); return $this->success('Loan application submitted successfully'); } public function myLoans(Request $request) { $user_id = Token::getUserIdByToken(Token::getToken()); $user = \App\Users::find($user_id); if (!$user) return $this->error('Please login first'); $list = Loan::where('user_id', $user->id)->orderBy('id', 'desc')->limit(20)->get(); $statusMap = ['0' => 'Pending', '1' => 'Approved', '2' => 'Rejected']; foreach ($list as $item) { $item->status_text = $statusMap[$item->status] ?? ''; } return $this->success($list); } }