diff --git a/src/view/credit/ieoList.vue b/src/view/credit/ieoList.vue
new file mode 100644
index 0000000..5d0d906
--- /dev/null
+++ b/src/view/credit/ieoList.vue
@@ -0,0 +1,483 @@
+<template>
+  <div>
+    <indexHeader></indexHeader>
+    <secondaryHead :text="$t('credit.credit_ieo') || '信用IEO专区'"></secondaryHead>
+    <div class="cieo-page">
+      <div class="cieo-wrap">
+        <!-- Tabs -->
+        <div class="tab-bar">
+          <div
+            v-for="(tab, idx) in tabs"
+            :key="idx"
+            class="tab-item"
+            :class="{ active: currentTab === idx }"
+            @click="currentTab = idx"
+          >
+            {{ tab }}
+          </div>
+        </div>
+
+        <!-- 项目列表 -->
+        <div v-if="currentTab === 0 || currentTab === 1" class="project-list">
+          <div
+            v-for="item in filteredList"
+            :key="item.id"
+            class="ieo-card"
+          >
+            <div class="card-header">
+              <img v-if="item.thumb_image" :src="item.thumb_image" class="card-icon" />
+              <div class="card-info">
+                <div class="card-title">
+                  {{ item.name }}
+                  <span class="card-symbol">{{ item.symbol }}</span>
+                </div>
+                <div class="card-type">
+                  {{ item.type === 1 ? ($t('ieo.sub_type') || 'Subscription') : ($t('ieo.allo_type') || 'Allocation') }}
+                </div>
+              </div>
+              <span class="status-badge" :class="'s-' + item.status">{{ statusText(item.status) }}</span>
+            </div>
+            <div class="card-body">
+              <div class="progress-row">
+                <span>{{ $t('ieo.price') || 'Price' }}: {{ item.token_price }} USDC</span>
+                <span class="progress-pct">{{ item.progress || 0 }}%</span>
+              </div>
+              <div class="progress-bg">
+                <div
+                  class="progress-bar"
+                  :style="{ width: Math.min(item.progress || 0, 100) + '%' }"
+                ></div>
+              </div>
+              <div class="card-time">{{ item.start_time }} ~ {{ item.end_time }}</div>
+            </div>
+            <div class="card-foot">
+              <button
+                class="btn-subscribe"
+                :disabled="item.status != 1"
+                @click="openSubscribe(item)"
+              >
+                {{ $t('credit.subscribe_with_credit') || '使用信用额度参与' }}
+              </button>
+            </div>
+          </div>
+          <div v-if="filteredList.length === 0" class="empty-text">
+            {{ $t('ieo.no_projects') || 'No IEO projects' }}
+          </div>
+        </div>
+
+        <!-- 我的订单 -->
+        <div v-if="currentTab === 2" class="order-list">
+          <div v-for="o in myOrders" :key="o.id" class="order-card">
+            <div class="order-top">
+              <span class="order-name">{{ o.project_name || o.name }}</span>
+              <span class="order-status" :class="'os-' + o.status">{{ orderStatusText(o.status) }}</span>
+            </div>
+            <div class="order-row">
+              <span>{{ $t('ieo.order_amount') || 'Amount' }}</span>
+              <span>{{ o.amount }} USDC</span>
+            </div>
+            <div class="order-row">
+              <span>{{ $t('credit.frozen_amount') || '冻结额度' }}</span>
+              <span>{{ o.frozen_amount || o.amount }} USDC</span>
+            </div>
+            <div class="order-row">
+              <span>{{ $t('ieo.order_time') || 'Time' }}</span>
+              <span>{{ o.created_at || o.create_time }}</span>
+            </div>
+            <div v-if="o.status == 0 || o.status == 3" class="order-foot">
+              <button class="btn-repay" @click="repayOrder(o)">
+                {{ $t('credit.repay_btn') || '还款' }}
+              </button>
+            </div>
+          </div>
+          <div v-if="myOrders.length === 0" class="empty-text">
+            {{ $t('credit.no_orders') || '暂无订单' }}
+          </div>
+        </div>
+      </div>
+    </div>
+
+    <!-- 参与弹窗 -->
+    <el-dialog
+      :title="$t('credit.subscribe_with_credit') || '使用信用额度参与'"
+      :visible.sync="subscribeVisible"
+      width="90%"
+      custom-class="credit-dialog"
+      :close-on-click-modal="false"
+    >
+      <div v-if="currentProject" class="dialog-body">
+        <div class="dialog-row">
+          <span class="d-label">{{ $t('ieo.project') || '项目' }}</span>
+          <span class="d-value">{{ currentProject.name }} ({{ currentProject.symbol }})</span>
+        </div>
+        <div class="dialog-row">
+          <span class="d-label">{{ $t('ieo.price') || 'Price' }}</span>
+          <span class="d-value">{{ currentProject.token_price }} USDC</span>
+        </div>
+        <div class="dialog-row">
+          <span class="d-label">{{ $t('credit.available') || '可用额度' }}</span>
+          <span class="d-value green">{{ formatNum(availableCredit) }} USDC</span>
+        </div>
+        <div class="dialog-input">
+          <label>{{ $t('credit.enter_amount') || '请输入金额' }}</label>
+          <div class="input-wrap">
+            <input
+              type="number"
+              v-model="subscribeAmount"
+              :placeholder="$t('credit.enter_amount') || '请输入金额'"
+            />
+            <span class="input-unit">USDC</span>
+          </div>
+          <div class="input-hint" v-if="subscribeAmount && currentProject.token_price">
+            ≈ {{ estimateTokens }} {{ currentProject.symbol }}
+          </div>
+        </div>
+      </div>
+      <div slot="footer" class="dialog-foot">
+        <button class="btn-cancel" @click="subscribeVisible = false">
+          {{ $t('cancel') || '取消' }}
+        </button>
+        <button class="btn-confirm" :disabled="submitting" @click="submitSubscribe">
+          {{ submitting ? '...' : ($t('credit.confirm_subscribe') || '确认参与') }}
+        </button>
+      </div>
+    </el-dialog>
+  </div>
+</template>
+
+<script>
+import indexHeader from '@/view/indexHeader'
+import secondaryHead from '@/components/secondaryHead'
+
+export default {
+  name: 'CreditIeoList',
+  components: { indexHeader, secondaryHead },
+  data() {
+    return {
+      currentTab: 0,
+      list: [],
+      myOrders: [],
+      availableCredit: 0,
+      subscribeVisible: false,
+      currentProject: null,
+      subscribeAmount: '',
+      submitting: false,
+    }
+  },
+  computed: {
+    tabs() {
+      return [
+        this.$t('ieo.status_active') || 'Active',
+        this.$t('ieo.status_upcoming') || 'Coming Soon',
+        this.$t('credit.my_orders') || '我的订单',
+      ]
+    },
+    filteredList() {
+      const map = [1, 0]
+      if (this.currentTab > 1) return []
+      return this.list.filter((i) => i.status == map[this.currentTab])
+    },
+    estimateTokens() {
+      const price = Number(this.currentProject && this.currentProject.token_price) || 0
+      const amt = Number(this.subscribeAmount) || 0
+      if (!price) return '0'
+      return (amt / price).toFixed(4)
+    },
+  },
+  watch: {
+    currentTab(val) {
+      if (val === 2) this.loadOrders()
+    },
+  },
+  mounted() {
+    this.loadList()
+    this.loadAvailable()
+  },
+  methods: {
+    formatNum(n) {
+      if (!n && n !== 0) return '0'
+      return Number(n).toLocaleString('en-US', { maximumFractionDigits: 2 })
+    },
+    statusText(s) {
+      const map = [
+        this.$t('ieo.coming_soon') || 'Coming Soon',
+        this.$t('ieo.active') || 'Active',
+        this.$t('ieo.ended') || 'Ended',
+      ]
+      return map[s] || ''
+    },
+    orderStatusText(s) {
+      const map = {
+        0: this.$t('credit.frozen') || '冻结中',
+        1: this.$t('credit.repaid') || '已还款',
+        2: this.$t('credit.unlocked') || '已解锁',
+        3: this.$t('credit.overdue') || '逾期',
+      }
+      return map[s] || '-'
+    },
+    loadList() {
+      this.$http({ url: '/api/ieo/list', method: 'get' }).then((res) => {
+        if (res.data && res.data.type === 'ok') {
+          this.list = res.data.message || []
+        }
+      })
+    },
+    loadAvailable() {
+      const token = localStorage.getItem('token')
+      if (!token) return
+      this.$http({ url: '/api/credit/dashboard', method: 'get', headers: { Authorization: localStorage.getItem('token') } }).then((res) => {
+        if (res.data && res.data.type === 'ok') {
+          const d = res.data.message || {}
+          this.availableCredit = Number(d.available_amount || d.max_credit || 0) || (Number(d.total_amount || d.max_credit || 0) - Number(d.used_amount || d.used_credit || 0))
+        }
+      })
+    },
+    loadOrders() {
+      const token = localStorage.getItem('token')
+      if (!token) {
+        this.$message.error(this.$t('ieo.login_first') || '请先登录')
+        return
+      }
+      this.$http({ url: '/api/credit/my_orders', method: 'get', headers: { Authorization: localStorage.getItem('token') } }).then((res) => {
+        if (res.data && res.data.type === 'ok') {
+          this.myOrders = res.data.message || []
+        }
+      })
+    },
+    openSubscribe(item) {
+      const token = localStorage.getItem('token')
+      if (!token) {
+        this.$message.error(this.$t('ieo.login_first') || '请先登录')
+        return
+      }
+      this.currentProject = item
+      this.subscribeAmount = ''
+      this.subscribeVisible = true
+    },
+    submitSubscribe() {
+      const amt = Number(this.subscribeAmount)
+      if (!amt || amt <= 0) {
+        this.$message.error(this.$t('credit.enter_amount') || '请输入金额')
+        return
+      }
+      if (amt > this.availableCredit) {
+        this.$message.error(this.$t('credit.exceed_available') || '超出可用额度')
+        return
+      }
+      this.submitting = true
+      this.$http({
+        url: '/api/credit/subscribe',
+        method: 'post',
+        data: {
+          project_id: this.currentProject.id,
+          amount: amt,
+        },
+        headers: { Authorization: localStorage.getItem('token') }
+      })
+        .then((res) => {
+          this.submitting = false
+          if (res.data && res.data.type === 'ok') {
+            this.$message.success((res.data && res.data.message) || 'OK')
+            this.subscribeVisible = false
+            this.loadAvailable()
+            if (this.currentTab === 2) this.loadOrders()
+          } else {
+            this.$message.error((res.data && res.data.message) || 'Error')
+          }
+        })
+        .catch(() => {
+          this.submitting = false
+        })
+    },
+    repayOrder(o) {
+      this.$confirm(
+        this.$t('credit.repay_confirm') || '确认还款？',
+        this.$t('credit.repay_btn') || '还款',
+        { type: 'warning' }
+      )
+        .then(() => {
+          this.$http({
+            url: '/api/credit/repay',
+            method: 'post',
+            data: { order_id: o.id },
+            headers: { Authorization: localStorage.getItem('token') }
+          }).then((res) => {
+            if (res.data && res.data.type === 'ok') {
+              this.$message.success(res.data.message || 'OK')
+              this.loadOrders()
+              this.loadAvailable()
+            } else {
+              this.$message.error((res.data && res.data.message) || 'Error')
+            }
+          })
+        })
+        .catch(() => {})
+    },
+  },
+}
+</script>
+
+<style scoped>
+.cieo-page {
+  min-height: 100vh;
+  background: #0e1726;
+  padding: 20px 16px 60px;
+  color: #fff;
+}
+.cieo-wrap { max-width: 960px; margin: 0 auto; }
+
+.tab-bar {
+  display: flex;
+  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
+  margin-bottom: 16px;
+}
+.tab-item {
+  flex: 1;
+  text-align: center;
+  padding: 12px 0;
+  font-size: 14px;
+  color: #8c99a4;
+  cursor: pointer;
+  position: relative;
+}
+.tab-item.active { color: #00c48c; font-weight: bold; }
+.tab-item.active::after {
+  content: '';
+  position: absolute;
+  bottom: 0;
+  left: 50%;
+  transform: translateX(-50%);
+  width: 24px;
+  height: 2px;
+  background: #00c48c;
+  border-radius: 1px;
+}
+
+.ieo-card {
+  background: rgba(255, 255, 255, 0.04);
+  border-radius: 12px;
+  padding: 16px;
+  margin-bottom: 12px;
+}
+.card-header { display: flex; align-items: center; }
+.card-icon { width: 40px; height: 40px; border-radius: 50%; margin-right: 12px; }
+.card-info { flex: 1; }
+.card-title { font-size: 16px; font-weight: bold; }
+.card-symbol { font-size: 12px; color: #8c99a4; margin-left: 6px; }
+.card-type { font-size: 12px; color: #8c99a4; }
+.status-badge { padding: 3px 10px; border-radius: 6px; font-size: 12px; }
+.s-0 { background: rgba(245, 166, 35, 0.15); color: #f5a623; }
+.s-1 { background: rgba(0, 196, 140, 0.15); color: #00c48c; }
+.s-2 { background: rgba(150, 150, 150, 0.15); color: #999; }
+.progress-row { display: flex; justify-content: space-between; margin: 12px 0 6px; font-size: 13px; }
+.progress-pct { color: #00c48c; font-weight: bold; }
+.progress-bg { height: 6px; background: rgba(255, 255, 255, 0.1); border-radius: 3px; overflow: hidden; }
+.progress-bar { height: 100%; background: linear-gradient(90deg, #00c48c, #52f3c9); border-radius: 3px; }
+.card-time { font-size: 11px; color: #666; margin-top: 8px; }
+.card-foot { margin-top: 14px; }
+.btn-subscribe {
+  width: 100%;
+  background: #00c48c;
+  color: #fff;
+  border: none;
+  padding: 10px;
+  border-radius: 8px;
+  font-size: 14px;
+  font-weight: 600;
+  cursor: pointer;
+}
+.btn-subscribe:disabled { background: #2b3548; color: #666; cursor: not-allowed; }
+
+.empty-text { text-align: center; padding: 40px 0; color: #666; }
+
+/* 订单 */
+.order-card {
+  background: rgba(255, 255, 255, 0.04);
+  border-radius: 12px;
+  padding: 16px;
+  margin-bottom: 12px;
+}
+.order-top {
+  display: flex;
+  justify-content: space-between;
+  align-items: center;
+  margin-bottom: 12px;
+}
+.order-name { font-size: 15px; font-weight: bold; }
+.order-status { padding: 3px 10px; border-radius: 6px; font-size: 12px; }
+.os-0 { background: rgba(0, 136, 255, 0.15); color: #0088ff; }
+.os-1 { background: rgba(0, 196, 140, 0.15); color: #00c48c; }
+.os-2 { background: rgba(150, 150, 150, 0.15); color: #999; }
+.os-3 { background: rgba(245, 108, 108, 0.15); color: #f56c6c; }
+.order-row {
+  display: flex;
+  justify-content: space-between;
+  font-size: 13px;
+  color: #8c99a4;
+  margin-bottom: 6px;
+}
+.order-row span:last-child { color: #fff; }
+.order-foot { margin-top: 12px; }
+.btn-repay {
+  width: 100%;
+  background: transparent;
+  color: #00c48c;
+  border: 1px solid #00c48c;
+  padding: 8px;
+  border-radius: 8px;
+  font-size: 13px;
+  cursor: pointer;
+}
+.btn-repay:hover { background: rgba(0, 196, 140, 0.12); }
+
+/* 弹窗 */
+.dialog-body { padding: 4px 0; }
+.dialog-row {
+  display: flex;
+  justify-content: space-between;
+  font-size: 13px;
+  margin-bottom: 10px;
+}
+.d-label { color: #8c99a4; }
+.d-value { color: #333; }
+.d-value.green { color: #00c48c; font-weight: bold; }
+.dialog-input { margin-top: 14px; }
+.dialog-input label {
+  display: block;
+  font-size: 13px;
+  color: #606266;
+  margin-bottom: 6px;
+}
+.input-wrap {
+  display: flex;
+  align-items: center;
+  border: 1px solid #dcdfe6;
+  border-radius: 6px;
+  padding: 8px 12px;
+}
+.input-wrap input {
+  flex: 1;
+  border: none;
+  outline: none;
+  font-size: 14px;
+  background: transparent;
+}
+.input-unit { color: #8c99a4; font-size: 13px; }
+.input-hint { font-size: 12px; color: #8c99a4; margin-top: 6px; }
+.dialog-foot { text-align: right; }
+.btn-cancel, .btn-confirm {
+  padding: 8px 20px;
+  border-radius: 6px;
+  font-size: 14px;
+  cursor: pointer;
+  border: none;
+  margin-left: 8px;
+}
+.btn-cancel { background: #f4f4f5; color: #606266; }
+.btn-confirm { background: #00c48c; color: #fff; font-weight: 600; }
+.btn-confirm:disabled { opacity: 0.6; cursor: not-allowed; }
+
+@media (max-width: 768px) {
+  .cieo-page { padding: 14px 12px 40px; }
+}
+</style>
diff --git a/src/view/credit/index.vue b/src/view/credit/index.vue
new file mode 100644
index 0000000..54b8852
--- /dev/null
+++ b/src/view/credit/index.vue
@@ -0,0 +1,457 @@
+<template>
+  <div>
+    <indexHeader></indexHeader>
+    <secondaryHead :text="$t('credit.title') || '信用额度'"></secondaryHead>
+    <div class="credit-page">
+      <div class="credit-wrap">
+        <!-- 未开通 -->
+        <div v-if="!hasCredit && !loading" class="no-credit-box">
+          <i class="el-icon-lock no-credit-icon"></i>
+          <div class="no-credit-title">{{ $t('credit.contact_open') || '联系客服开通额度' }}</div>
+          <div class="no-credit-desc">{{ $t('credit.contact_desc') || '请联系在线客服，提交资料后开通您的信用额度' }}</div>
+          <button class="btn-contact" @click="goContact">{{ $t('credit.contact_btn') || '联系客服' }}</button>
+        </div>
+
+        <!-- 已开通 -->
+        <template v-else-if="hasCredit">
+          <!-- 信用蓝卡 -->
+          <div class="credit-card">
+            <div class="credit-card-inner">
+              <div class="cc-label">{{ $t('credit.max_credit') || '最大信用额度' }}</div>
+              <div class="cc-amount">
+                <span class="cc-num">{{ formatNum(dashboard.max_credit) }}</span>
+                <span class="cc-unit">USDC</span>
+              </div>
+
+              <div class="cc-stats">
+                <div class="cc-stat">
+                  <div class="cc-stat-label">{{ $t('credit.used') || '已使用额度' }}</div>
+                  <div class="cc-stat-value">{{ formatNum(dashboard.used_credit) }} USDC</div>
+                </div>
+                <div class="cc-stat">
+                  <div class="cc-stat-label">{{ $t('credit.score') || '信用点数' }}</div>
+                  <div class="cc-stat-value">{{ dashboard.credit_score || 0 }}</div>
+                </div>
+              </div>
+
+              <div class="cc-actions">
+                <button class="cc-btn cc-btn-light" @click="goIncrease">
+                  <i class="el-icon-plus"></i> {{ $t('credit.increase') || '增加额度' }}
+                </button>
+                <button class="cc-btn cc-btn-ghost" @click="goRecords">
+                  <i class="el-icon-document"></i> {{ $t('credit.records') || '记录' }}
+                </button>
+              </div>
+            </div>
+          </div>
+
+          <!-- 信息条 -->
+          <div class="info-row">
+            <div class="info-cell">
+              <div class="info-label">{{ $t('credit.total_credit') || '总信用额度' }}</div>
+              <div class="info-value">{{ formatNum(dashboard.max_credit) }} USDC</div>
+            </div>
+            <div class="info-cell">
+              <div class="info-label">{{ $t('credit.daily_rate') || '日利率' }}</div>
+              <div class="info-value">{{ (Number(dashboard.daily_rate || 0) * 100).toFixed(2) }}%</div>
+            </div>
+            <div class="info-cell">
+              <div class="info-label">{{ $t('credit.cycle') || '信用周期' }}</div>
+              <div class="info-value">{{ dashboard.cycle_days || 0 }} {{ $t('credit.days') || '天' }}</div>
+            </div>
+          </div>
+
+          <!-- 入口按钮 -->
+          <div class="entry-row">
+            <button class="entry-btn ieo-btn" @click="goCreditIeo">
+              <i class="el-icon-s-promotion"></i>
+              <span>{{ $t('credit.credit_ieo') || '信用IEO专区' }}</span>
+              <i class="el-icon-arrow-right"></i>
+            </button>
+          </div>
+
+          <div class="repay-row">
+            <button class="btn-repay-all" @click="repayAll">
+              {{ $t('credit.repay_all') || '全部还款' }}
+            </button>
+          </div>
+
+          <!-- 如何使用 -->
+          <div class="howto-card">
+            <div class="howto-title">{{ $t('credit.how_to_use') || '如何使用信用额度' }}</div>
+            <div class="howto-steps">
+              <div class="howto-step">
+                <div class="step-num">1</div>
+                <div class="step-content">
+                  <div class="step-name">{{ $t('credit.step1') || '提交审核资料' }}</div>
+                  <div class="step-desc">{{ $t('credit.step1_desc') || '上传身份信息，完成实名认证' }}</div>
+                </div>
+              </div>
+              <div class="howto-step">
+                <div class="step-num">2</div>
+                <div class="step-content">
+                  <div class="step-name">{{ $t('credit.step2') || '客服审核' }}</div>
+                  <div class="step-desc">{{ $t('credit.step2_desc') || '专员评估信用资质，核定额度' }}</div>
+                </div>
+              </div>
+              <div class="howto-step">
+                <div class="step-num">3</div>
+                <div class="step-content">
+                  <div class="step-name">{{ $t('credit.step3') || '额度使用说明' }}</div>
+                  <div class="step-desc">{{ $t('credit.step3_desc') || '可用于参与IEO，按周期还款解冻' }}</div>
+                </div>
+              </div>
+            </div>
+          </div>
+        </template>
+      </div>
+    </div>
+  </div>
+</template>
+
+<script>
+import indexHeader from '@/view/indexHeader'
+import secondaryHead from '@/components/secondaryHead'
+
+export default {
+  name: 'CreditCenter',
+  components: { indexHeader, secondaryHead },
+  data() {
+    return {
+      loading: true,
+      hasCredit: false,
+      dashboard: {
+        max_credit: 0,
+        used_credit: 0,
+        credit_score: 0,
+        daily_rate: '0.00',
+        cycle_days: 0,
+      },
+    }
+  },
+  mounted() {
+    this.loadDashboard()
+  },
+  methods: {
+    loadDashboard() {
+      const token = localStorage.getItem('token')
+      if (!token) {
+        this.loading = false
+        this.hasCredit = false
+        return
+      }
+      this.$http({
+        url: '/api/credit/dashboard',
+        method: 'get',
+        headers: { Authorization: token }
+      })
+        .then((res) => {
+          this.loading = false
+          if (res.data && res.data.type === 'ok') {
+            const data = res.data.message || {}
+            this.hasCredit = !!(data.has_credit || (data.total_amount && data.total_amount > 0) || (data.max_credit && data.max_credit > 0))
+            this.dashboard = {
+              max_credit: data.total_amount || data.max_credit || 0,
+              used_credit: data.used_amount || data.used_credit || 0,
+              credit_score: data.credit_score || 0,
+              daily_rate: data.daily_rate || '0.00',
+              cycle_days: data.cycle_days || 0,
+            }
+          } else {
+            this.hasCredit = false
+          }
+        })
+        .catch(() => {
+          this.loading = false
+          this.hasCredit = false
+        })
+    },
+    formatNum(n) {
+      if (!n && n !== 0) return '0'
+      return Number(n).toLocaleString('en-US', { maximumFractionDigits: 2 })
+    },
+    goCreditIeo() {
+      this.$router.push('/creditIeo')
+    },
+    goIncrease() {
+      this.goContact()
+    },
+    goRecords() {
+      this.$router.push('/creditIeo')
+    },
+    repayAll() {
+      this.$confirm(
+        this.$t('credit.repay_all_confirm') || '确认全部还款？',
+        this.$t('credit.repay_all') || '全部还款',
+        { type: 'warning' }
+      )
+        .then(() => {
+          this.$http({
+            url: '/api/credit/repay_all',
+            method: 'post',
+            headers: { Authorization: localStorage.getItem('token') }
+          }).then((res) => {
+            if (res.data && res.data.type === 'ok') {
+              this.$message.success(res.data.message || 'OK')
+              this.loadDashboard()
+            } else {
+              this.$message.error((res.data && res.data.message) || 'Error')
+            }
+          })
+        })
+        .catch(() => {})
+    },
+    goContact() {
+      const url = (window.localStorage.getItem('service_url')) || '/help'
+      if (url.indexOf('http') === 0) {
+        window.open(url)
+      } else {
+        this.$router.push(url)
+      }
+    },
+  },
+}
+</script>
+
+<style scoped>
+.credit-page {
+  min-height: 100vh;
+  background: #0e1726;
+  padding: 20px 16px 60px;
+  color: #fff;
+}
+.credit-wrap {
+  max-width: 960px;
+  margin: 0 auto;
+}
+
+/* 未开通 */
+.no-credit-box {
+  background: rgba(255, 255, 255, 0.04);
+  border-radius: 16px;
+  padding: 60px 24px;
+  text-align: center;
+}
+.no-credit-icon {
+  font-size: 48px;
+  color: #00c48c;
+  margin-bottom: 16px;
+}
+.no-credit-title {
+  font-size: 18px;
+  font-weight: bold;
+  margin-bottom: 8px;
+}
+.no-credit-desc {
+  font-size: 13px;
+  color: #8c99a4;
+  margin-bottom: 24px;
+}
+.btn-contact {
+  background: #00c48c;
+  color: #fff;
+  border: none;
+  padding: 12px 36px;
+  border-radius: 8px;
+  font-size: 14px;
+  font-weight: bold;
+  cursor: pointer;
+}
+.btn-contact:hover {
+  opacity: 0.9;
+}
+
+/* 蓝色信用卡 */
+.credit-card {
+  background: linear-gradient(135deg, #0066cc 0%, #00aaff 60%, #00c4ff 100%);
+  border-radius: 18px;
+  padding: 24px 22px;
+  box-shadow: 0 10px 30px rgba(0, 136, 255, 0.25);
+  position: relative;
+  overflow: hidden;
+}
+.credit-card::before {
+  content: '';
+  position: absolute;
+  top: -80px;
+  right: -80px;
+  width: 220px;
+  height: 220px;
+  border-radius: 50%;
+  background: rgba(255, 255, 255, 0.08);
+}
+.credit-card-inner {
+  position: relative;
+  z-index: 1;
+}
+.cc-label {
+  color: rgba(255, 255, 255, 0.85);
+  font-size: 13px;
+  margin-bottom: 6px;
+}
+.cc-amount {
+  display: flex;
+  align-items: baseline;
+  gap: 8px;
+  margin-bottom: 22px;
+}
+.cc-num {
+  font-size: 38px;
+  font-weight: bold;
+  color: #fff;
+  letter-spacing: 0.5px;
+}
+.cc-unit {
+  font-size: 16px;
+  color: rgba(255, 255, 255, 0.9);
+}
+.cc-stats {
+  display: flex;
+  gap: 20px;
+  margin-bottom: 20px;
+}
+.cc-stat {
+  flex: 1;
+}
+.cc-stat-label {
+  color: rgba(255, 255, 255, 0.75);
+  font-size: 12px;
+  margin-bottom: 4px;
+}
+.cc-stat-value {
+  color: #fff;
+  font-size: 16px;
+  font-weight: 600;
+}
+.cc-actions {
+  display: flex;
+  gap: 10px;
+}
+.cc-btn {
+  flex: 1;
+  padding: 10px 12px;
+  border-radius: 8px;
+  font-size: 13px;
+  border: none;
+  cursor: pointer;
+  display: inline-flex;
+  align-items: center;
+  justify-content: center;
+  gap: 4px;
+  font-weight: 500;
+}
+.cc-btn-light {
+  background: #fff;
+  color: #0066cc;
+}
+.cc-btn-ghost {
+  background: rgba(255, 255, 255, 0.15);
+  color: #fff;
+  border: 1px solid rgba(255, 255, 255, 0.3);
+}
+.cc-btn:hover { opacity: 0.9; }
+
+/* 信息条 */
+.info-row {
+  display: flex;
+  background: rgba(255, 255, 255, 0.04);
+  border-radius: 12px;
+  margin-top: 16px;
+  padding: 16px 8px;
+}
+.info-cell {
+  flex: 1;
+  text-align: center;
+  border-right: 1px solid rgba(255, 255, 255, 0.06);
+}
+.info-cell:last-child { border-right: none; }
+.info-label {
+  color: #8c99a4;
+  font-size: 12px;
+  margin-bottom: 6px;
+}
+.info-value {
+  color: #fff;
+  font-size: 14px;
+  font-weight: 600;
+}
+
+/* 入口按钮 */
+.entry-row {
+  margin-top: 16px;
+  display: flex;
+  gap: 12px;
+}
+.entry-btn {
+  flex: 1;
+  background: rgba(0, 196, 140, 0.12);
+  border: 1px solid rgba(0, 196, 140, 0.35);
+  color: #00c48c;
+  padding: 14px 18px;
+  border-radius: 12px;
+  font-size: 15px;
+  font-weight: 600;
+  cursor: pointer;
+  display: flex;
+  align-items: center;
+  gap: 10px;
+}
+.entry-btn span { flex: 1; text-align: left; }
+.entry-btn:hover { background: rgba(0, 196, 140, 0.2); }
+
+.repay-row { margin-top: 16px; }
+.btn-repay-all {
+  width: 100%;
+  background: #1a2332;
+  color: #fff;
+  border: 1px solid rgba(255, 255, 255, 0.12);
+  padding: 14px 18px;
+  border-radius: 12px;
+  font-size: 15px;
+  font-weight: 600;
+  cursor: pointer;
+}
+.btn-repay-all:hover { background: #223048; }
+
+/* 如何使用 */
+.howto-card {
+  margin-top: 24px;
+  background: rgba(255, 255, 255, 0.04);
+  border-radius: 14px;
+  padding: 20px 18px;
+}
+.howto-title {
+  font-size: 15px;
+  font-weight: bold;
+  margin-bottom: 16px;
+  color: #fff;
+}
+.howto-steps { display: flex; flex-direction: column; gap: 16px; }
+.howto-step { display: flex; gap: 14px; align-items: flex-start; }
+.step-num {
+  flex: 0 0 28px;
+  width: 28px;
+  height: 28px;
+  background: rgba(0, 196, 140, 0.18);
+  color: #00c48c;
+  border-radius: 50%;
+  display: flex;
+  align-items: center;
+  justify-content: center;
+  font-size: 13px;
+  font-weight: bold;
+}
+.step-name { color: #fff; font-size: 14px; font-weight: 600; margin-bottom: 2px; }
+.step-desc { color: #8c99a4; font-size: 12px; line-height: 1.5; }
+
+/* H5 */
+@media (max-width: 768px) {
+  .credit-page { padding: 14px 12px 40px; }
+  .credit-card { padding: 20px 18px; border-radius: 14px; }
+  .cc-num { font-size: 30px; }
+  .cc-actions { flex-direction: row; }
+  .info-row { padding: 12px 4px; }
+  .info-value { font-size: 13px; }
+  .entry-row { flex-direction: column; }
+}
+</style>
diff --git a/src/view/loan/index.vue b/src/view/loan/index.vue
new file mode 100644
index 0000000..453c396
--- /dev/null
+++ b/src/view/loan/index.vue
@@ -0,0 +1,444 @@
+<template>
+  <div>
+    <indexHeader></indexHeader>
+    <secondaryHead :text="$t('loan.title') || '贷款申请'"></secondaryHead>
+    <div class="loan-page">
+
+    <div class="loan-layout">
+      <!-- 左栏 -->
+      <div class="loan-col loan-col-left">
+        <!-- 贷款概览 -->
+        <div class="card">
+          <div class="card-title">{{ $t('loan.overview') || 'Loan Overview' }}</div>
+          <div class="overview">
+            <div class="ov-row">
+              <span class="ov-label">{{ $t('loan.currency') || 'Loan Currency' }}</span>
+              <span class="ov-value green">{{ loanCurrency }}</span>
+            </div>
+            <div class="ov-row">
+              <span class="ov-label">{{ $t('loan.amount') || 'Loan Amount' }}</span>
+              <span class="ov-value">{{ amount || '--' }} {{ loanCurrency }}</span>
+            </div>
+            <div class="ov-row">
+              <span class="ov-label">{{ $t('loan.repayment') || 'Repayment' }}</span>
+              <span class="ov-value">{{ $t('loan.lump_sum') || 'Lump sum at maturity' }}</span>
+            </div>
+            <div class="ov-row">
+              <span class="ov-label">{{ $t('loan.institution') || 'Lending Institution' }}</span>
+              <span class="ov-value">{{ institution || 'Global Finance' }}</span>
+            </div>
+          </div>
+        </div>
+
+        <!-- 贷款流程 -->
+        <div class="card">
+          <div class="card-title">{{ $t('loan.process') || 'Loan Process' }}</div>
+          <div class="steps">
+            <div class="step" v-for="(s, i) in steps" :key="i">
+              <div class="step-circle">{{ i + 1 }}</div>
+              <div class="step-text">
+                <div class="step-name">{{ s.name }}</div>
+                <div class="step-desc">{{ s.desc }}</div>
+              </div>
+            </div>
+          </div>
+        </div>
+
+        <!-- 底部说明 -->
+        <div class="tip-box">
+          <i class="el-icon-lock"></i>
+          <span>{{ $t('loan.confidential') || 'Your information is strictly confidential and used only for loan review.' }}</span>
+        </div>
+      </div>
+
+      <!-- 右栏 -->
+      <div class="loan-col loan-col-right">
+        <!-- 安全标签 -->
+        <div class="secure-tag">
+          <i class="el-icon-lock"></i>
+          <span>{{ $t('loan.secure_tag') || 'Data Encryption — Safe & Secure' }}</span>
+        </div>
+
+        <!-- 身份信息 -->
+        <div class="card">
+          <div class="card-title">{{ $t('loan.identity') || 'Identity Information' }}</div>
+          <div class="upload-grid">
+            <div class="upload-section" v-for="item in uploadFields" :key="item.key">
+              <div class="upload-box" @click="chooseImage(item.key)">
+                <img v-if="previews[item.key]" :src="previews[item.key]" class="preview-img" />
+                <div v-else class="upload-placeholder">
+                  <i class="el-icon-plus"></i>
+                </div>
+              </div>
+              <div class="upload-label">{{ item.label }}</div>
+            </div>
+          </div>
+          <div class="upload-hint">{{ $t('loan.upload_hint') || 'JPG / PNG, up to 5MB' }}</div>
+        </div>
+
+        <!-- 贷款信息 -->
+        <div class="card">
+          <div class="card-title">{{ $t('loan.info') || 'Loan Information' }}</div>
+
+          <div class="form-row">
+            <label>{{ $t('loan.amount') || 'Loan Amount' }}</label>
+            <div class="input-group">
+              <input type="number" v-model="amount" :placeholder="$t('loan.amount_placeholder') || 'Enter amount'" />
+              <span class="unit">{{ loanCurrency }}</span>
+            </div>
+          </div>
+
+          <div class="form-row">
+            <label>{{ $t('loan.repay_currency') || 'Repayment Currency' }}</label>
+            <div class="select-group">
+              <select v-model="repayCurrency">
+                <option v-for="c in currencyList" :key="c" :value="c">{{ c }}</option>
+              </select>
+            </div>
+          </div>
+
+          <div class="form-row">
+            <label>{{ $t('loan.purpose') || 'Purpose of Funds' }}</label>
+            <div class="textarea-group">
+              <textarea
+                v-model="purpose"
+                maxlength="200"
+                rows="3"
+                :placeholder="$t('loan.purpose_placeholder') || 'Optional, briefly describe the purpose'"
+              ></textarea>
+              <div class="char-count">{{ (purpose || '').length }}/200</div>
+            </div>
+          </div>
+        </div>
+
+        <!-- 推荐放款机构 -->
+        <div class="card inst-card">
+          <div class="inst-head">
+            <div class="inst-name">{{ institution || 'Global Finance' }}</div>
+            <div class="inst-badge">{{ $t('loan.recommended') || 'Recommended' }}</div>
+          </div>
+          <div class="inst-desc">{{ $t('loan.inst_desc') || 'Professional digital asset financial institution' }}</div>
+        </div>
+
+        <!-- 按钮 -->
+        <button class="submit-btn" :disabled="submitting" @click="submitLoan">
+          {{ submitting ? ($t('loan.submitting') || 'Submitting...') : ($t('loan.submit') || 'Submit Application') }}
+        </button>
+        <button class="contact-btn" @click="contactService">
+          <i class="el-icon-service"></i>
+          {{ $t('loan.contact') || 'Contact Support' }}
+        </button>
+
+        <!-- 历史记录 -->
+        <div class="card" v-if="loanList.length > 0">
+          <div class="card-title">{{ $t('loan.history') || 'My Applications' }}</div>
+          <div class="history-item" v-for="(item, idx) in loanList" :key="idx">
+            <div class="history-row">
+              <span class="history-amount">{{ item.amount }} {{ loanCurrency }}</span>
+              <span class="history-status" :class="'status-' + item.status">{{ item.status_text }}</span>
+            </div>
+            <div class="history-time">{{ item.create_time }}</div>
+            <div class="history-remark" v-if="item.remark">{{ item.remark }}</div>
+          </div>
+        </div>
+      </div>
+    </div>
+
+    <input type="file" ref="fileInput" accept="image/jpeg,image/png" style="display:none" @change="onFileSelected" />
+  </div>
+  </div>
+</template>
+
+<script>
+import indexHeader from '@/view/indexHeader'
+import secondaryHead from '@/components/secondaryHead'
+export default {
+  name: 'LoanPage',
+  components: { indexHeader, secondaryHead },
+  data() {
+    return {
+      loanCurrency: 'USDC',
+      repayCurrency: 'USDC',
+      currencyList: ['USDC', 'BTC', 'ETH'],
+      cardImage: '', cardbmImage: '', handImage: '',
+      previews: { card: '', cardbm: '', hand: '' },
+      amount: '',
+      purpose: '',
+      institution: '',
+      loanList: [],
+      currentField: '',
+      submitting: false,
+    }
+  },
+  computed: {
+    uploadFields() {
+      return [
+        { key: 'card', label: this.$t('loan.card_front') || 'ID Card (Front)' },
+        { key: 'cardbm', label: this.$t('loan.card_back') || 'ID Card (Back)' },
+        { key: 'hand', label: this.$t('loan.card_hand') || 'Handheld ID Photo' },
+      ]
+    },
+    steps() {
+      return [
+        { name: this.$t('loan.step1') || 'Submit Application', desc: this.$t('loan.step1_desc') || 'Fill in info and upload ID' },
+        { name: this.$t('loan.step2') || 'Institution Review', desc: this.$t('loan.step2_desc') || 'Lender reviews materials' },
+        { name: this.$t('loan.step3') || 'Sign Agreement', desc: this.$t('loan.step3_desc') || 'Confirm loan terms' },
+        { name: this.$t('loan.step4') || 'Disbursement', desc: this.$t('loan.step4_desc') || 'Funds credited to account' },
+      ]
+    },
+  },
+  mounted() {
+    this.getInstitution()
+    this.getMyLoans()
+  },
+  methods: {
+    getInstitution() {
+      this.$http({ url: '/api/loan/institution', method: 'get' }).then(res => {
+        if (res.data.type === 'ok') {
+          this.institution = res.data.message.institution
+        }
+      })
+    },
+    getMyLoans() {
+      this.$http({
+        url: '/api/loan/my_loans',
+        method: 'get',
+        headers: { Authorization: localStorage.getItem('token') },
+      }).then(res => {
+        if (res.data.type === 'ok') this.loanList = res.data.message || []
+      })
+    },
+    chooseImage(field) {
+      this.currentField = field
+      this.$refs.fileInput.click()
+    },
+    onFileSelected(e) {
+      const file = e.target.files[0]
+      if (!file) return
+      if (file.size > 5 * 1024 * 1024) {
+        this.$message.error(this.$t('loan.size_limit') || 'File must be less than 5MB')
+        this.$refs.fileInput.value = ''
+        return
+      }
+      const reader = new FileReader()
+      reader.onload = (ev) => {
+        this.$set(this.previews, this.currentField, ev.target.result)
+      }
+      reader.readAsDataURL(file)
+
+      const formData = new FormData()
+      formData.append('file', file)
+      const field = this.currentField
+      this.$http({
+        url: '/api/upload_new',
+        method: 'post',
+        data: formData,
+        headers: {
+          Authorization: localStorage.getItem('token'),
+        },
+      }).then(res => {
+        if (res.data.type === 'ok') {
+          const url = res.data.message
+          if (field === 'card') this.cardImage = url
+          if (field === 'cardbm') this.cardbmImage = url
+          if (field === 'hand') this.handImage = url
+        } else {
+          this.$message.error(res.data.message)
+        }
+      })
+      this.$refs.fileInput.value = ''
+    },
+    submitLoan() {
+      if (this.submitting) return
+      if (!this.cardImage) return this.$message.error(this.$t('loan.need_front') || 'Please upload ID card front')
+      if (!this.cardbmImage) return this.$message.error(this.$t('loan.need_back') || 'Please upload ID card back')
+      if (!this.handImage) return this.$message.error(this.$t('loan.need_hand') || 'Please upload handheld ID photo')
+      if (!this.amount || Number(this.amount) <= 0) {
+        return this.$message.error(this.$t('loan.need_amount') || 'Please enter a valid amount')
+      }
+      this.submitting = true
+      this.$http({
+        url: '/api/loan/submit',
+        method: 'post',
+        data: {
+          amount: this.amount,
+          card_image: this.cardImage,
+          cardbm_image: this.cardbmImage,
+          hand_image: this.handImage,
+          purpose: this.purpose,
+          repay_currency: this.repayCurrency,
+        },
+        headers: { Authorization: localStorage.getItem('token') },
+      }).then(res => {
+        this.submitting = false
+        if (res.data.type === 'ok') {
+          this.$message.success(res.data.message)
+          this.amount = ''
+          this.purpose = ''
+          this.cardImage = ''; this.cardbmImage = ''; this.handImage = ''
+          this.previews = { card: '', cardbm: '', hand: '' }
+          this.getMyLoans()
+        } else {
+          this.$message.error(res.data.message)
+        }
+      }).catch(() => {
+        this.submitting = false
+      })
+    },
+    contactService() {
+      this.$router.push('/service')
+    },
+  },
+}
+</script>
+
+<style scoped>
+.loan-page { padding: 0 16px 30px; background: #0e1726; min-height: 100vh; color: #fff; box-sizing: border-box; }
+.page-header { display: flex; align-items: center; height: 50px; }
+.page-header h3 { margin: 0; flex: 1; text-align: center; font-size: 18px; font-weight: 600; }
+.back-btn { cursor: pointer; font-size: 22px; color: #fff; width: 28px; }
+
+.loan-layout { display: flex; gap: 20px; max-width: 1200px; margin: 10px auto 0; align-items: flex-start; }
+.loan-col { flex: 1; min-width: 0; display: flex; flex-direction: column; gap: 14px; }
+
+.card { background: #1a2332; border: 1px solid #2a3542; border-radius: 12px; padding: 16px; }
+.card-title { font-size: 15px; font-weight: 600; margin-bottom: 14px; color: #fff; }
+
+/* 概览 */
+.overview { display: flex; flex-direction: column; gap: 12px; }
+.ov-row { display: flex; justify-content: space-between; align-items: center; font-size: 14px; }
+.ov-label { color: #8c99a4; }
+.ov-value { color: #fff; font-weight: 500; }
+.ov-value.green { color: #00c48c; }
+
+/* 流程 */
+.steps { display: flex; flex-direction: column; gap: 14px; }
+.step { display: flex; align-items: flex-start; gap: 12px; position: relative; }
+.step:not(:last-child)::after {
+  content: ''; position: absolute; left: 13px; top: 28px; width: 2px; height: calc(100% - 14px);
+  background: linear-gradient(to bottom, #00c48c 0%, rgba(0,196,140,0.2) 100%);
+}
+.step-circle {
+  width: 28px; height: 28px; border-radius: 50%; background: #00c48c;
+  color: #fff; font-size: 13px; font-weight: 600;
+  display: flex; align-items: center; justify-content: center; flex-shrink: 0;
+  box-shadow: 0 0 0 3px rgba(0,196,140,0.15);
+}
+.step-text { padding-top: 2px; }
+.step-name { font-size: 14px; color: #fff; font-weight: 500; }
+.step-desc { font-size: 12px; color: #8c99a4; margin-top: 2px; }
+
+/* 提示框 */
+.tip-box {
+  background: rgba(0,196,140,0.08); border: 1px solid rgba(0,196,140,0.25);
+  border-radius: 10px; padding: 12px 14px; font-size: 12px; color: #8c99a4;
+  display: flex; align-items: center; gap: 8px;
+}
+.tip-box i { color: #00c48c; font-size: 14px; }
+
+/* 安全标签 */
+.secure-tag {
+  display: inline-flex; align-items: center; gap: 6px;
+  background: rgba(0,196,140,0.1); border: 1px solid rgba(0,196,140,0.3);
+  color: #00c48c; padding: 6px 12px; border-radius: 20px;
+  font-size: 12px; align-self: flex-start;
+}
+
+/* 上传 */
+.upload-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; }
+.upload-section { display: flex; flex-direction: column; align-items: center; }
+.upload-box {
+  width: 100%; aspect-ratio: 3 / 2; background: #0e1726;
+  border: 1px dashed #2a3542; border-radius: 10px;
+  display: flex; align-items: center; justify-content: center;
+  cursor: pointer; overflow: hidden; transition: border-color .2s;
+}
+.upload-box:hover { border-color: #00c48c; }
+.preview-img { width: 100%; height: 100%; object-fit: cover; }
+.upload-placeholder { color: #8c99a4; font-size: 28px; }
+.upload-label { margin-top: 8px; font-size: 12px; color: #8c99a4; text-align: center; }
+.upload-hint { font-size: 12px; color: #8c99a4; margin-top: 10px; }
+
+/* 表单 */
+.form-row { margin-bottom: 14px; }
+.form-row:last-child { margin-bottom: 0; }
+.form-row label { display: block; margin-bottom: 8px; font-size: 13px; color: #8c99a4; }
+.input-group, .select-group {
+  display: flex; align-items: center; background: #0e1726;
+  border: 1px solid #2a3542; border-radius: 8px; padding: 0 12px;
+  transition: border-color .2s;
+}
+.input-group:focus-within, .select-group:focus-within { border-color: #00c48c; }
+.input-group input, .select-group select {
+  flex: 1; background: transparent; border: none; outline: none;
+  color: #fff; height: 42px; font-size: 14px;
+}
+.select-group select { cursor: pointer; appearance: none; }
+.input-group .unit { color: #00c48c; font-size: 13px; font-weight: 500; }
+.textarea-group {
+  background: #0e1726; border: 1px solid #2a3542; border-radius: 8px;
+  padding: 10px 12px; position: relative;
+}
+.textarea-group:focus-within { border-color: #00c48c; }
+.textarea-group textarea {
+  width: 100%; background: transparent; border: none; outline: none;
+  color: #fff; font-size: 14px; resize: none; font-family: inherit;
+}
+.char-count { text-align: right; font-size: 12px; color: #8c99a4; margin-top: 4px; }
+
+/* 机构卡 */
+.inst-card { display: flex; flex-direction: column; gap: 8px; }
+.inst-head { display: flex; align-items: center; gap: 10px; }
+.inst-name { font-size: 15px; font-weight: 600; color: #fff; }
+.inst-badge {
+  background: rgba(0,196,140,0.15); color: #00c48c;
+  padding: 2px 10px; border-radius: 4px; font-size: 12px;
+}
+.inst-desc { color: #8c99a4; font-size: 13px; }
+
+/* 按钮 */
+.submit-btn {
+  width: 100%; height: 48px; border: none; border-radius: 10px;
+  background: linear-gradient(135deg, #00c48c 0%, #00a876 100%);
+  color: #fff; font-size: 16px; font-weight: 600; cursor: pointer;
+  box-shadow: 0 4px 12px rgba(0,196,140,0.3); transition: opacity .2s;
+}
+.submit-btn:hover { opacity: 0.9; }
+.submit-btn:disabled { opacity: 0.6; cursor: not-allowed; }
+.contact-btn {
+  width: 100%; height: 46px; background: transparent;
+  border: 1px solid #2a3542; border-radius: 10px;
+  color: #8c99a4; font-size: 15px; cursor: pointer;
+  display: flex; align-items: center; justify-content: center; gap: 6px;
+  transition: all .2s;
+}
+.contact-btn:hover { border-color: #00c48c; color: #00c48c; }
+
+/* 历史 */
+.history-item { background: #0e1726; border: 1px solid #2a3542; border-radius: 8px; padding: 12px; margin-bottom: 8px; }
+.history-item:last-child { margin-bottom: 0; }
+.history-row { display: flex; justify-content: space-between; align-items: center; }
+.history-amount { font-weight: 600; font-size: 14px; }
+.history-status { font-size: 12px; padding: 2px 8px; border-radius: 4px; }
+.status-0 { color: #f5a623; background: rgba(245,166,35,0.1); }
+.status-1 { color: #00c48c; background: rgba(0,196,140,0.1); }
+.status-2 { color: #ff4040; background: rgba(255,64,64,0.1); }
+.history-time { font-size: 12px; color: #8c99a4; margin-top: 6px; }
+.history-remark { font-size: 12px; color: #8c99a4; margin-top: 4px; }
+
+/* 响应式 */
+@media (max-width: 768px) {
+  .loan-page { padding: 0 12px 20px; }
+  .loan-layout { flex-direction: column; gap: 14px; }
+  .loan-col { gap: 12px; }
+  .card { padding: 14px; }
+  .upload-grid { grid-template-columns: repeat(3, 1fr); gap: 8px; }
+  .submit-btn { height: 46px; font-size: 15px; }
+}
+@media (max-width: 480px) {
+  .card-title { font-size: 14px; }
+  .ov-row { font-size: 13px; }
+  .upload-box { aspect-ratio: 1 / 1; }
+  .upload-label { font-size: 11px; }
+}
+</style>