diff --git a/application/agent/controller/Agent.php b/application/agent/controller/Agent.php
index 4de06d1..11ee619 100755
--- a/application/agent/controller/Agent.php
+++ b/application/agent/controller/Agent.php
@@ -682,6 +682,38 @@ class Agent Extends Common{
                 die(json_encode(['code'=>0,'msg'=>$lang['rebate_cannot_lower_agent'].' '.$childMaxRebateRate.'%']));
             }
 
+            // —— 时序风险检测 ——
+            // 洗码率/返水率/占成率在「下注未结算」期间被修改，结算(openingBet)会按新值参与代理分账，
+            // 导致本局佣金与下注时预期不符。仅当上述费率确有变化、且该代理下级存在未结算注单时，要求二次确认。
+            // 限红(limit_*)不参与结算、赔率(price_*)代理端只读，故不在检测范围。
+            $confirm_pending = Request::instance()->post('confirm_pending');
+            $rateChanged = (
+                abs($agent_ximalv       - (float)$user['agent_ximalv'])    > 0.001 ||
+                abs($agent_ximalv_dt    - (float)$user['agent_ximalv_dt']) > 0.001 ||
+                abs($agent_ximalv_nn    - (float)$user['agent_ximalv_nn']) > 0.001 ||
+                abs($agent_ximalv_tc    - (float)$user['agent_ximalv_tc']) > 0.001 ||
+                abs($agent_cs           - (float)$user['agent_cs'])        > 0.001 ||
+                abs((float)$rebate_rate - (float)$user['rebate_rate'])     > 0.001
+            );
+            if($rateChanged && !$confirm_pending){
+                // bet 表位于 DB2 连接(与 Report 模块一致)；下级注单路径匹配沿用全站约定的两段 LIKE。
+                // create_time 限定近 1 小时，规避历史异常残留的 is_end=0 注单造成的误报。
+                $pendingCount = Db::connect('DB2')->name('bet')
+                    ->where('is_end', 0)
+                    ->where('create_time', '>=', time() - 3600)
+                    ->where(function($q) use ($user_id){
+                        $q->where('agent_parent_id_path', 'like', '%,'.$user_id.',%')
+                          ->whereOr('agent_parent_id_path', 'like', $user_id.',%');
+                    })
+                    ->count();
+                if($pendingCount > 0){
+                    die(json_encode([
+                        'code'    => 2,
+                        'pending' => $pendingCount,
+                        'msg'     => '该代理下级当前有 '.$pendingCount.' 笔注单尚未结算。本次修改的洗码率 / 返水率 / 占成率将按新值参与这些注单的代理分账，可能使本局佣金与下注时预期不符。确定仍要立即保存吗？',
+                    ]));
+                }
+            }
 
             // 拼装数据创建代理
             $user_data = array();
diff --git a/application/agent/view/agent/edit.html b/application/agent/view/agent/edit.html
index 07b279d..08f692b 100755
--- a/application/agent/view/agent/edit.html
+++ b/application/agent/view/agent/edit.html
@@ -277,6 +277,33 @@
                             x_admin_close();
                             parent.location.reload();
                         });
+                    } else if (data.code == 2) {
+                        // 时序风险：下级有未结算注单，二次确认后带 confirm_pending 重新提交
+                        layer.confirm(data.msg, {
+                            title: lang.message,
+                            btn: ['确定保存', '取消']
+                        }, function (idx) {
+                            layer.close(idx);
+                            query.confirm_pending = 1;
+                            $.ajax({
+                                url: '/agent/do_edit',
+                                data: query,
+                                type: 'POST',
+                                dataType: 'JSON',
+                                success: function (d) {
+                                    if (d.code == 0) {
+                                        layer.msg(d.msg);
+                                    } else if (d.code == 1) {
+                                        layer.alert(d.msg, {
+                                            title: lang.message
+                                        }, function () {
+                                            x_admin_close();
+                                            parent.location.reload();
+                                        });
+                                    }
+                                }
+                            });
+                        });
                     }
                 }
             })