feat: 接入 CCpay 第三支付通道（越南银行QR代收）

- extend/pay/Ccpay.php: SDK封装（签名/验签/下单/查询） - traits/ccpayPay.php: 下单/回调/结算/轮询，pay_channel_id=9 - config.php: pay_list 加 ccpay 配置 - Pcapi/Order: 注册 ccpayPay trait
2026-04-20 11:15:16 +08:00
parent ffc77b4f3f
commit 2e9462d7a3
5 changed files with 555 additions and 0 deletions
@@ -0,0 +1,132 @@
+<?php
+namespace pay;
+
+use think\Db;
+
+class Ccpay
+{
+    private $config;
+    private $apiUrl;
+    private $mchNo;
+    private $paySecret;
+
+    public function __construct()
+    {
+        $this->config    = config('pay_list.ccpay') ?: [];
+        $this->apiUrl    = $this->config['api_url']    ?? '';
+        $this->mchNo     = $this->config['mch_no']     ?? '';
+        $this->paySecret = $this->config['pay_secret']  ?? '';
+    }
+
+    public function getConfigInfo()
+    {
+        return $this->config;
+    }
+
+    public function generateSign(array $params)
+    {
+        unset($params['sign']);
+        ksort($params);
+        $str = '';
+        foreach ($params as $k => $v) {
+            if (is_string($v) && strlen($v) > 0) {
+                $str .= "{$k}={$v}&";
+            }
+        }
+        $str = substr($str, 0, -1) . '&paySecret=' . $this->paySecret;
+        return strtoupper(md5($str));
+    }
+
+    public function verifySign(array $params)
+    {
+        $received = $params['sign'] ?? '';
+        if (!$received) return false;
+        $calculated = $this->generateSign($params);
+        return hash_equals($calculated, $received);
+    }
+
+    public function createOrder($orderNo, $amount, $notifyUrl, $memberId = 'og_user', $callbackUrl = '')
+    {
+        $extra = [
+            'bankType'        => 'OFFLINE',
+            'cardType'        => '0',
+            'orderPeriod'     => '30',
+            'memberId'        => $memberId,
+            'merchantName'    => 'OG',
+            'notifyUrl'       => $notifyUrl,
+            'callbackUrl'     => $callbackUrl,
+        ];
+
+        $data = [
+            'tradeType'  => 'cs.pay.submit',
+            'version'    => '2.0',
+            'channel'    => 'union_pay',
+            'mchNo'      => $this->mchNo,
+            'body'       => 'online_pay',
+            'mchOrderNo' => $orderNo,
+            'amount'     => strval(intval($amount)),
+            'currency'   => 'VND',
+            'timePaid'   => date('YmdHis'),
+            'remark'     => 'online-pay',
+        ];
+
+        $signParams = array_merge($data, $extra);
+        $data['sign']  = $this->generateSign($signParams);
+        $data['extra'] = json_encode($extra);
+
+        addLogToFile('ccpay 下单请求: order=' . $orderNo . ' amount=' . $amount . ' params=' . json_encode($data, JSON_UNESCAPED_UNICODE), 'ccpay_request', 'ccpay');
+
+        $result = $this->postForm($this->apiUrl, $data);
+
+        addLogToFile('ccpay 下单返回: ' . json_encode($result, JSON_UNESCAPED_UNICODE), 'ccpay_response', 'ccpay');
+
+        return $result;
+    }
+
+    public function queryOrder($orderNo)
+    {
+        $data = [
+            'tradeType'  => 'cs.order.query',
+            'version'    => '2.0',
+            'mchNo'      => $this->mchNo,
+            'mchOrderNo' => $orderNo,
+        ];
+        $data['sign'] = $this->generateSign($data);
+
+        return $this->postForm($this->apiUrl, $data);
+    }
+
+    private function postForm($url, $params)
+    {
+        $ch = curl_init($url);
+        $body = '';
+        foreach ($params as $k => $v) {
+            if (!is_string($v)) continue;
+            $body .= $k . '=' . urlencode($v) . '&';
+        }
+        $body = rtrim($body, '&');
+
+        curl_setopt_array($ch, [
+            CURLOPT_RETURNTRANSFER => true,
+            CURLOPT_POST           => true,
+            CURLOPT_POSTFIELDS     => $body,
+            CURLOPT_HTTPHEADER     => ['Content-Type: application/x-www-form-urlencoded; charset=UTF-8'],
+            CURLOPT_CONNECTTIMEOUT => 10,
+            CURLOPT_TIMEOUT        => 30,
+            CURLOPT_SSL_VERIFYPEER => false,
+            CURLOPT_SSL_VERIFYHOST => false,
+        ]);
+
+        $resp = curl_exec($ch);
+        $err  = curl_error($ch);
+        $code = curl_getinfo($ch, CURLINFO_HTTP_CODE);
+        curl_close($ch);
+
+        if ($resp === false) {
+            addLogToFile("ccpay curl 失败: code={$code} err={$err}", 'ccpay_error', 'ccpay');
+            return null;
+        }
+
+        return json_decode($resp, true);
+    }
+}